Verify the receivable.
Every advance is tied to a record the borrower doesn't control: the agency, the lease, the title.
The AI real estate credit platform for commissions, rentals, marketing and home equity.
Powering commissions, rentals, marketing and home equity funding for the real estate industry in Singapore, Malaysia, Australia and New Zealand.
- Commission Advance · Singapore
Agents paid when the deal closes, not months later.
- Rental Advance · Singapore
Landlords receive the year's rent upfront.
- Real Estate Marketing Funding · Australia
Vendor marketing funded upfront, repaid at settlement.
- Home Equity Credit · Australia
Unlock equity, keep the home.
One platform. Every property cash flow.
Lyte's AI real estate credit platform sits underneath every product we run.
Price the risk.
Limits and pricing are set automatically by our credit algorithms, for every counterparty and property.
Fund it ourselves first.
Lyte lends its own capital before inviting funders alongside, so our incentives sit next to theirs.
Two ways to work with Lyte.
Real estate lenders bring customers. Funders bring capital. Lyte brings the AI credit platform and 9 years of payments and lending.
For real estate lenders & platforms
Embed real estate credit behind your brand. Lyte provides the capital and the credit platform; your customers only ever see you.
Talk to us about partnering →
For credit funders
Exposure to real estate funding opportunities originated through Lyte's AI real estate credit platform, in niches we've lent into with our own capital for nine years.
Talk to us about funding →
The short answers.
What does Lyte do?
Lyte is an AI real estate credit platform. We fund real estate industry niches, including agent commissions, rent, property marketing and home equity, through our own products like LytePay and LyteLease, and we work with platforms and funders who want to do the same.
Who does Lyte work with?
Real estate platforms and lenders that want credit behind their brand, and credit funds, banks and private lenders looking for exposure to real estate-linked funding opportunities.
Where does Lyte operate?
Singapore, Malaysia, Australia and New Zealand, with a rental advance offering in the United States.
Is Lyte regulated?
Yes. Lyte has operating subsidiaries that are regulated in Singapore, Australia and New Zealand. In Singapore, LytePay Pte. Ltd. is a licensed Major Payment Institution under the Monetary Authority of Singapore.
Nine years in. Just getting started.
We've been funding the real estate industry with our own capital for nine years. Read how we're building a global AI real estate credit platform.