As we brace for the forecasted inflation rate in 2024 and the GST increase to 9% in Singapore, managing our finances demands strategic planning. For real estate agents like yourself, timing is everything – having cash on hand is not just a convenience; it’s a strategic advantage. The key to…

In Singapore, your income can significantly determine the fate of your payable taxes. The more you earn, the higher the tax, starting at 0% and peaking at 22% for incomes over $320,000. Tax reliefs are your secret weapons to lower your taxable income, of up to $80,000 per year. For…

At Lyte, our goal is to be your partner in securing your financial future. As such, we’ve prepared a useful tool which takes the guesswork out of CPF, and helps you make informed decisions on how to maximise tax relief and grow a nest egg through CPF top-ups. With our…

Did you know that in Singapore, there are various personal reliefs and rebates that could potentially reduce your income tax by up to $80,000? Filing taxes can be a maze of confusion, especially for self-employed individuals like real estate agents. Although your agency usually assists in submitting your income data…

As we approach the close of 2023, you might be contemplating strategies to optimize your tax relief or plan your finances for the new year. While CPF may be something that every Singaporean has, do you really know about the benefits of topping up your CPF, including tax reliefs on…

Are you in the sandwich generation? It’s certainly not easy to stay focused on your real estate hustle, and still shoulder the financial weight of caring for both your parents and children. In fact, with more than 96% of real estate agents in Singapore aged 30 and above, you are not…

Did you know that history’s most brilliant scientist, Albert Einstein, described compound interest as the eighth wonder of the world? So, what exactly is this wonder that captivated Einstein’s mind? In simple terms, compound interest is interest on interest, a snowball effect that accelerates the growth of your money over…

As a real estate agent, you may have encountered these acronyms when you ran digital marketing advertisements (ads). You’re not alone if you are unsure about what CPA, CPE, CPC, CPI, or CTR stand for. Let’s demystify these digital marketing jargon and help you understand their significance in your marketing…

For first-year real estate agents, the initial path has its fair share of challenges. Even Stacked Homes’ Partner, Ryan Ong, wasn’t spared the financial struggles and learning curves that new agents face. In fact, statistics reveal that many agents leave the profession early in their journey. Back in 2012, there…

Are you a property agent in Singapore looking to establish a strong personal brand? In today’s competitive real estate market, building a powerful personal brand can make all the difference in attracting clients, generating leads, and standing out from the competition. This article will guide you through the essential steps…